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Although tech focused companies like Google, Amazon, and Facebook tend to have very competent security systems, government, corporate, and financial systems are unlikely to be as focused on security and can be very vulnerable to data leaks. The recent leaks of Target credit cards, US Government background checks, the Ashley Madison leak, and Equifax credit report data have been especially damaging to implicated users out of no fault of their own.
Although tech focused companies like Google, Amazon, and Facebook tend to have very competent security systems, government, corporate, and financial systems are unlikely to be as focused on security and can be very vulnerable to data leaks. The recent leaks of Target credit cards, US Government background checks, the Ashley Madison leak, and Equifax credit report data have been especially damaging to implicated users out of no fault of their own.


There often isn't much that you yourself can do to stay outside of these databases and services, other than not use them. Sometimes it isn't even legitimately possible to avoid becoming part of a database, such as in the case of Credit Reports in the US, which are often checked just to get a job or a car, especially as they act as surrogates for a US National ID. Legislation must be made to force non-compliant businesses to abide by good security practice, or allow users to opt out, since otherwise there is little incentive for a non-tech focused company to do so. Β 
There often isn't much that you yourself can do to stay outside of these databases and services, other than not use them. Sometimes it isn't even legitimately possible to avoid becoming part of a database, such as in the case of Credit Reports in the US, which are often checked just to get a job or a car. Legislation must be made to force non-compliant businesses to abide by good security practice, or allow users to opt out, since otherwise there is little incentive for a non-tech focused company to do so. Β 


* '''Freeze your credit history.''' One powerful method in the case of credit history is to [https://krebsonsecurity.com/2015/06/how-i-learned-to-stop-worrying-and-embrace-the-security-freeze/ freeze your credit report] so that it is not accessible unless you consent to it. Many states in the US allow credit history to be frozen at will for free: unfortunately, other states allow them to charge a $10 fee, but even then the benefits may outweigh the costs. You can then unfreeze anytime at will when a major credit event is coming up, such as a new credit card, job application, new loan, etc: then just freeze back again.
* '''Freeze your credit history.''' One powerful method in the case of credit history is to [https://krebsonsecurity.com/2015/06/how-i-learned-to-stop-worrying-and-embrace-the-security-freeze/ freeze your credit report] so that it is not accessible unless you consent to it. Many states in the US allow credit history to be frozen at will for free: unfortunately, other states allow them to charge a $10 fee, but even then the benefits may outweigh the costs. You can then unfreeze anytime at will when a major credit event is coming up, such as a new credit card, job application, new loan, etc: then just freeze back again.
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